Shop now pay over time with Afterpay
At Karl’s Mowers, you can pay in 4 interest-free payments over 6 weeks with Pay in 4.
You can use it in store or online. If you already have an Afterpay account, nothing more is needed. If not, you can set one up through the Afterpay app.
What is Afterpay?
Afterpay allows you to pay over time in various ways. Pay in 4 lets you pay for your items in 4 payments over 6 weeks, interest free.
The details
How does Pay in 4 work?
When you use Pay in 4, you pay for your items in 4 payments over 6 weeks, without incurring any interest. To use Pay in 4, add items to your shopping cart then select Afterpay from the available payment options. You pay the first payment at the time of purchase, and the remaining three payments will be automatically deducted from your preferred payment method over approximately six weeks..
How do I set up a Pay in 4 account?
Step one: Add your items to your shopping cart.
Step two: Select Afterpay as your payment method at the checkout.
Step three: You’ll be redirected to Afterpay to login or create your account.
Step four: Your payment schedule will be displayed.
Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.
Are there any fees for using Pay in 4?
Afterpay caps Pay in 4 late fees to help keep costs manageable for customers who miss a payment. Pay in 4 late fees will never exceed 25% of the order total or $68 per order, whichever is lower.
Is Pay in 4 accepted in-store and online?
Pay in 4 can be used online and in stores, depending on the retailer or service. To shop in-store, you’ll need to download the Afterpay app and set up the Afterpay Card. You can add it to your digital wallet via the ‘In-store tab’ in the app. Then when you’re shopping in-store, just tap to pay with Apple Pay, Google Pay or Samsung Pay. To shop online, select Afterpay as your payment method at the checkout. You’ll be redirected to Afterpay to login or create your account.
Is Afterpay safe to use?
Afterpay has been built with a range of security features and services to help keep your accounts secure, including monitoring transactions to identify fraudulent trends and behaviours, multi-factor authentication, and encryption to protect your information. You can find out more at Afterpay’s safety and security page.
What happens if I require a refund?
Items purchased with Pay in 4 can be returned for an exchange or refund, subject to Karl’s Mowers Returns Policy. Returns or refunds will be processed and Afterpay will be advised. Your payment schedule will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay.
| Interest | None, provided instalments are paid on time. Afterpay charge late fees. |
| Spending limit | Set by Afterpay and based on your account history. |
| Where | In store and online. |
| Approval | Handled in the Afterpay app. We do not take any of your details. |
To find out more, visit the Afterpay website.
To set up a Pay in 4 account you’ll need to:
- Live in Australia or New Zealand
- Be over 18 years of age
- Have an Australian/New Zealand debit card or credit card linked as your preferred payment method
- Have a valid and verifiable email address and mobile number
- Be capable of entering into a legally binding contract
- Credit checks apply
For full terms and conditions visit www.afterpay.com/terms.
Buying something larger
For machines over $2,000, Finapps equipment finance or one of the interest free plans will usually work out better. Have a look at the other options.
*Pay in 4: Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.